Robin Vaccai YessCERTIFIED FINANCIAL PLANNER™
Certified Divorce Financial Analyst

Services:

HERE’S HOW WE HELP YOU

General Financial Planning:

• Create a saving and investment plan to build your nest egg
• Review your 401(k) plan’s investment options and recommend appropriate investments
• After considering your income, expenses, taxes, current savings and investments, we help you appropriately invest your inheritance or settlement so don’t run out of money.
• Develop a spending plan to live within your means; then implement 10/20/70 plan to build your wealth
• Provide objective, professional advice to help you make major financial decisions
• Map out a plan to achieve large financial goals (i.e. education savings, retire early, weekend home, becoming debt free, invest in rental property, etc.)
• Provide a second opinion for an already established investment plan

Retirement:

• Project the amount of annual retirement income you’ll need and create a plan to help build an investment portfolio to get you there
• Create a savings and investment plan to build your nest egg
• Review your 401(k) plan’s investment options and recommend appropriate investments
• Estimate how long your money will last in retirement based on anticipated future spending and expenses

Estate:

• Create a Net Worth Summary of assets and liabilities by title owner
• Implement estate plan asset transfers and title changes per attorney recommendations
• Estate tax projections based on current assets, current tax law and life expectancy
• Provide referrals to estate planning attorney to draft relevant documents

Divorce & Separation:

• Preparation of Statement of Net Worth
• Equitable Distribution Summary
• Expert testimony to quantify proposed settlement
• Pension and Retirement Plan valuation
• QDRO preparation
• Financial Mediation for couples using Collaborative Divorce or Mediation
• Please click here to go to our dedicated website –hvdivorce.com

HERE’S WHAT WE DON’T DO:

• We don’t sell products of any sort (investments or insurance) for commissions
• We don’t trade stock
• We don’t manage assets for a percentage-based fee

Fees:

Our fees are based on an hourly rate and the time required for each client varies. A  fee estimate will be provided during your initial consultation at which time a retainer agreement and deposit may be required. For more information on our fees and billing, please see page 5 of the New Client Profile form, which is downloadable from the Appointment page.